Construction Loans Ground Up in Leon County Florida
Florida Fix and Flip Loans offers specialized Ground-Up Construction Loans for real estate investors in Leon County, Florida. Whether you’re building single-family homes, duplexes, or multi-unit rental properties, we provide fast, flexible financing designed for builders, developers, and contractors working across Florida. Trusted in communities from Miami to Jacksonville, our local lending team understands the permitting, zoning, and construction landscape unique to Leon County.
Loan Program Overview
Our ground-up construction loans cover everything from land acquisition and soft costs to vertical construction. Unlike banks, we underwrite based on the asset and your exit strategy—not your income or credit score.
How to Qualify
– Basic credit review (no minimum FICO)
– Construction budget and scope of work
– Site control (contract or owned land)
– Experience preferred but not required
– Exit strategy: rental refinance or resale
Property Types Eligible
– Single-family homes
– Duplexes and townhomes
– Multi-family (up to 12 units)
– Small commercial-mixed use projects
Fast Closings & Flexible Terms
We fund in as little as 10–14 days. Our digital draw schedule ensures milestone-based disbursements for materials, labor, and inspections.
Local Lending Advantage in Leon County
With offices serving Tallahassee and surrounding areas like Crawfordville, Monticello, and Quincy, our team has boots-on-the-ground knowledge of Leon County construction rules, coastal zone insurance concerns, and timeline expectations for inspections and approvals.
Why Choose Private Lending Over Banks?
Custom loan structures for phased projects
Fast closings (2 weeks vs. 2 months)
Flexible draw schedules
No income documentation required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals