Construction Loans Ground Up in Osceola County Florida

Construction Loan Program
Our construction loan program is designed for experienced and first-time investors looking to finance land acquisition, construction costs, and soft costs. We base approval on the project’s value, not your credit or income.
How to Qualify
To qualify, you’ll need:
- – A detailed construction budget and timeline
- – Proof of land control or ownership
- – A viable exit strategy (sale or refinance)
Property Types Eligible
- – Single-family homes
- – Duplexes, triplexes, and quadplexes
- – Small multifamily buildings
Fast Closings & Flexible Terms
We fund ground-up construction loans in Osceola County in as little as 10–14 days. Our draw schedule is milestone-based and fully digital.
Local Lending in Osceola County
We understand Osceola County’s zoning, permitting laws, and investor trends. Whether your project is in Kissimmee, St. Cloud, or surrounding cities, our team provides localized insights and efficient funding solutions.
Why Choose Private Loans Over Banks?
Rehab-friendly with minimal red tape
Close in 10–14 days vs. 45–60 with banks
Flexible terms tailored to your project
No income documentation required
Serving Investors Across Florida
Florida Fix and Flip Loans has funded over 1,000+ real estate projects across the state. Trusted in communities from Miami to Jacksonville, our team brings deep local knowledge and compliant underwriting.
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals.