Construction Loans Ground Up in Osceola County Florida

Ground Up Loan

Construction Loan Program

Our construction loan program is designed for experienced and first-time investors looking to finance land acquisition, construction costs, and soft costs. We base approval on the project’s value, not your credit or income.

How to Qualify

To qualify, you’ll need:

  • – A detailed construction budget and timeline
  • – Proof of land control or ownership
  • – A viable exit strategy (sale or refinance)

Property Types Eligible

  • – Single-family homes
  • – Duplexes, triplexes, and quadplexes
  • – Small multifamily buildings

Fast Closings & Flexible Terms

We fund ground-up construction loans in Osceola County in as little as 10–14 days. Our draw schedule is milestone-based and fully digital.

Local Lending in Osceola County

We understand Osceola County’s zoning, permitting laws, and investor trends. Whether your project is in Kissimmee, St. Cloud, or surrounding cities, our team provides localized insights and efficient funding solutions.

Why Choose Private Loans Over Banks?

Rehab-friendly with minimal red tape

Close in 10–14 days vs. 45–60 with banks

Flexible terms tailored to your project

No income documentation required

Serving Investors Across Florida

Florida Fix and Flip Loans has funded over 1,000+ real estate projects across the state. Trusted in communities from Miami to Jacksonville, our team brings deep local knowledge and compliant underwriting.

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals.