Hard Money Loans in Duval County Florida
Florida Fix and Flip Loans offers investor-focused hard money loans in Duval County, Florida. If you’re acquiring, rehabbing, or refinancing an investment property in Jacksonville or surrounding areas, we deliver fast capital and flexible terms—no tax returns or credit score minimums required.
Loan Program Overview
Our hard money loans are asset-based, meaning we approve loans based on the property’s value and potential—not the borrower’s income or employment. These loans are ideal for house flippers, landlords, and contractors needing a fast close without bank delays.
How to Qualify
To qualify, provide the subject property address, purchase price, rehab budget, and projected ARV (after-repair value). We lend to experienced and first-time investors who have clear plans and viable exit strategies such as resale or refinance.
Property Types Eligible
We provide hard money loans for:
- Single-family investment homes
- Duplexes, triplexes, and quads
- Condos and townhomes
- Small multifamily buildings (5–20 units)
- Distressed or off-market properties
Fast Closings & Flexible Terms
Get pre-approved within 24 hours and funded in as little as 5–10 business days. We issue a term sheet within one business day, so you can move quickly on time-sensitive deals.
Local Lending Expertise in Duval County
Florida Fix and Flip Loans has funded over 1,000+ projects throughout Florida, including dozens in Jacksonville, Arlington, and Atlantic Beach. Our team understands Duval County permitting timelines, coastal wind zone risks, and investor-friendly neighborhoods like Riverside, Southside, and San Marco. We work closely with local inspectors, appraisers, and title companies to streamline closings.
Why Choose Private Lending Over Banks?
Rehab financing included in loan
nterest-only payment options
Flexible on credit score and experience
No tax returns, W-2s, or employment checks
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals