Bridge Loans in Columbia County Florida

At Florida Fix and Flip Loans, we provide fast and flexible bridge loan solutions for real estate investors in Columbia County, Florida. Whether you’re closing on a new investment before selling another or need quick capital for a time-sensitive deal, our bridge loans help you move forward without delay.

Construction

Bridge Loan Program

Bridge loans are short-term financing options designed to ‘bridge the gap’ between purchase and permanent financing or sale. Our private bridge loans are asset-based—focused on property value, not your credit or income. They’re ideal for investors, developers, and contractors needing short-term capital quickly.

How to Qualify

To qualify, submit your subject property address, current value, and payoff goals. We evaluate the equity in your deal, the exit strategy, and your timeline—not your personal financials. Perfect for back-to-back closings, cash-out deals, and auction wins.

Property Types Eligible

  • We fund bridge loans for:

    • Single-family investment properties
    • Duplexes, triplexes, and fourplexes
    •  Townhomes and condos
    • Mixed-use and small commercial properties

Fast Closings & Flexible Terms

Pre-approval within 24 hours. Term sheet within one business day. Funding in as little as 5–10 business days. Our bridge loans are designed for speed, especially when traditional lenders can’t keep up with investor timelines.

Local Lending Expertise in Columbia County

We’ve helped fund over 1,000 investment properties throughout Florida. Our lending team understands Columbia County’s property market—including Lake City, Fort White, and Ellisville—and is experienced with rural zoning, mobile home conversions, and delayed title transfers. We also work with local title agents and inspectors to streamline the closing process.

Why Choose Private Lending Over Banks?

Rehab-friendly, investor-focused underwriting

Close before selling or refinancing

Interest-only payment structures

No credit score requirements

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals