Hard Money Loans in Columbia County Florida

Hard Money Loans in Columbia County Florida

Florida Fix and Flip Loans offers flexible hard money lending solutions for real estate investors in Columbia County, Florida. Whether you’re renovating a single-family home in Lake City or flipping a rental property in Fort White, we provide fast, asset-based financing to help you move quickly on investment opportunities.

Hard Money

Loan Program Overview

Our hard money loans are built for speed and simplicity. We base our approvals on the value of the property—not your income, tax returns, or employment status. We specialize in investor-friendly underwriting that allows you to fund deals other lenders won’t touch.

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How to Qualify

To get started, submit your subject property address, purchase price, rehab budget, and ARV (after-repair value). We work with both experienced and first-time investors with strong deal scenarios and clear exit strategies.

Property Types Eligible

  • We lend on:

    • Single-family homes
    • Duplexes, triplexes, and fourplexes
    •  Townhomes and condos
    • Small multifamily (5–20 units)
    • Distressed, auction, or off-market properties

Fast Closings & Flexible Terms

Get pre-approved within 24 hours and funded in as little as 5–10 business days. We issue a term sheet within 1 business day after reviewing your loan scenario.

Local Lending Experts in Columbia County

We’ve funded over 1,000+ investment properties throughout Florida. Our team knows the ins and outs of Columbia County, including Lake City zoning, permitting turnaround times, and hurricane-impact compliance. We serve surrounding areas including Gainesville, Live Oak, and High Springs.

Why Choose Private Lending Over Banks?

100% rehab financing included

Loans tailored for property condition, not perfection

Flexible draw schedules

No income or tax documentation required

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals

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