Construction Loans Ground Up in Collier County Florida
Florida Fix and Flip Loans offers tailored construction loans for ground-up real estate development in Collier County, Florida. Whether you’re building new single-family homes, duplexes, or small multifamily properties in Naples, Golden Gate, or Marco Island, our private lending solutions are built for speed and flexibility.
Program Overview
We fund new construction projects from the ground up—no tax returns or income documentation required. Our construction loans are asset-based, designed for real estate investors, builders, and developers ready to break ground quickly.
How to Qualify
To get started in Walton County, borrowers typically need:
- A contract to purchase or refinance
- A strong exit strategy (sale or refinance)
- Title report or ownership docs
- A property in a financeable condition
Property Types Eligible
We finance ground-up construction for:
- Single-family homes
- Duplexes, triplexes, and fourplexes
- Townhomes and condos
- Small multifamily properties (5–20 units)
- Mixed-use residential/commercial projects
Fast Closings & Flexible Terms
Our streamlined underwriting process allows us to issue pre-approvals in 24 hours and close in as little as 7–10 business days. Term sheets are typically issued within one business day of deal review.
Local Lending Experience in Collier County
We’ve funded over 1,000+ investor projects across Florida, with a strong focus on coastal areas and hurricane-prone zones. Our team understands local permitting timelines, zoning regulations, and Collier County building inspection requirements.
Why Choose Private Lending Over Banks?
Flexible draw schedules based on project milestones
Faster approvals and closings
Minimal documentation—no tax returns or W-2s
Interest-only payments during the build phase
Local underwriting teams that know Florida’s regulations
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals