Hard Money Loans in Jackson County Florida
Florida Fix and Flip Loans offers reliable and fast hard money loans in Jackson County, Florida for real estate investors, flippers, and developers. Whether you’re targeting distressed properties in Marianna or expanding a rental portfolio in Graceville, our investor-first funding solutions help you close with speed and confidence.
Loan Program Overview
Our asset-based hard money loans are tailored for quick acquisitions, renovations, or cash-out scenarios:
– Loan amounts from $100K to $5M+
– Up to 85% LTC and 70% ARV
– Interest-only payment structures
– No income documentation or tax returns required
– Same-day deal scenario reviews and fast approvals
How to Qualify
We evaluate your deal—not your debt-to-income ratio:
- – Contract or ownership of investment property
- – Defined rehab budget and contractor bid (if applicable)
- – Exit plan through resale or refinance
- – Basic credit review (no minimum FICO requirement)
Property Types Eligible
- – Single-family homes (SFR)
- – Duplexes, triplexes, and fourplexes
- – Small multifamily buildings
- – Mixed-use and light commercial
- – Distressed, vacant, or auctioned properties
Fast Closings & Flexible Terms
We fund loans in 5 to 10 business days. Draws are issued based on actual project milestones—not bureaucratic red tape. Whether you’re funding a flip in Sneads or bridging a deal in Cottondale, our team delivers at investor speed.
Local Lending Expertise in Jackson County
Florida Fix and Flip Loans has financed 1,000+ projects across the state. We understand the unique permitting laws, small-town comps, and flood zone issues in Jackson County communities like Marianna, Graceville, Alford, and Malone. Our team is fluent in local title and inspection processes, with trusted relationships throughout North Florida.
Why Choose Private Lending Over Banks?
Rehab funds included with flexible draws
Close in days, not weeks
Loan decisions made on property value and exit plan
No tax returns or income verification
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals