Construction Loans Ground Up in Clay County Florida
Ground-Up Construction Loans Program
Florida Fix and Flip Loans provides construction loans tailored for real estate investors, developers, and builders starting new projects from the ground up. Whether you’re building residential homes, duplexes, or small commercial projects in Clay County, our fast and flexible financing is designed to support your entire development timeline.
How to Qualify
– Submit project address, scope of work, and contractor bids
– Provide your budget, timeline, and exit strategy
– Borrow as an LLC or under your personal name
– No income verification or credit score minimums required
Property Types Eligible
– Single-family residential (SFR)
– Duplexes and triplexes
– Small multifamily (under 20 units)
– Mixed-use and light commercial
– Infill lots and teardowns
Fast Closings & Flexible Terms
We approve deals within 24 hours and close in 7–14 business days. Construction draws are scheduled to match your milestones, ensuring smooth progress from permits to completion.
Your Clay County Construction Lending Experts
From Orange Park to Keystone Heights, we understand local zoning rules, permit timelines, and site inspection needs. Our team helps you structure financing that works with Florida’s unique building regulations, hurricane codes, and Clay County requirements.
Why Choose Private Lending Over Banks?
Rehab-to-perm or interest-only options
Faster closings without red tape
Works with builders, contractors, and investors
No DTI ratios or employment docs required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals