Construction Loans Ground Up in Monroe County Florida
Loan Program
Florida Fix and Flip Loans offers private Construction Loans for Ground Up projects in Monroe County, Florida. Whether you’re building a single-family rental or developing a multifamily investment property, we provide flexible, fast funding designed for real estate investors.
- Loan amounts: $100,000 to $5,000,000
- Up to 90% LTC / 70% ARV
- Terms up to 24 months
- No income documentation required
- Local underwriting and draw management
How to Qualify
– A clear scope of work and construction timeline
– Ownership or site control of the land
– A defined exit strategy (sale or refinance)
– Some experience is helpful but not required
Property Types Eligible
– Single-family investment homes
– Townhomes and duplexes
– Multifamily buildings (up to 20 units)
– Mixed-use development in eligible zoning
Fast Closings & Flexible Terms
Our construction loans in Monroe County close in 10–14 days. We offer digital draw requests, fast inspections, and funding aligned with project milestones.
Why Choose Us for Monroe County Projects?
Florida Fix and Flip Loans has funded 1,000+ real estate investment projects across Florida, including developments in Monroe County and surrounding coastal markets. We are a registered private lender familiar with Florida’s unique coastal permitting, elevation requirements, and hurricane-resistant building codes. Serving real estate investors across Florida — from Miami to Jacksonville, and throughout Monroe County ZIPs like 33040, 33042, and 33070.
Private Loans vs. Traditional Bank Loans
Close in days, not months
Designed for investors with flexible credit
High leverage available on rehab & build costs
No tax returns or W-2s required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals.