Fix and Flip Loans in Monroe County Florida
Florida Fix and Flip Loans is the trusted choice for real estate investors in Monroe County seeking quick, flexible financing. Whether you’re renovating a distressed property in Key West or flipping a single-family home in Marathon, our fix and flip loans are tailored to help you close fast and scale your investment portfolio.
Loan Program
Our fix and flip loan program provides short-term capital for real estate investors purchasing undervalued properties for renovation. Loan terms are structured around the asset, not your income, allowing for fast closings and flexible underwriting.
How to Qualify
Clear exit strategy (sale or refinance)
Defined renovation budget
Purchase agreement or proof of property control
Basic credit check (no minimum score required)
Property Types Eligible
Single-family homes
Duplexes, triplexes, and fourplexes
Condos and townhomes
Mixed-use properties
Fast Closings & Flexible Terms
We close deals in as little as 7–10 business days. Our streamlined underwriting, digital draw process, and expert support team ensure your funds are available when you need them.
Local Expertise in Florida Real Estate
Florida Fix and Flip Loans has funded over 1,000 real estate projects throughout the state. Our deep knowledge of Monroe County, including permitting challenges in coastal zones, hurricane mitigation requirements, and zoning nuances, allows us to structure deals with speed and precision.
Why Choose Private Lending Over Banks?
Close in 10 days or less
Up to 90% LTC and 100% of rehab funds
Loan approvals based on property value
No income documentation required
Service Areas
Serving real estate investors across Florida — from Key West to Jacksonville, including surrounding cities like Miami, Orlando, Tampa, Fort Lauderdale, St. Petersburg, and Cape Coral.
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals.