Hard Money Loans in Monroe County Florida
Loan Program
At Florida Fix and Flip Loans, we offer fast, flexible hard money loans in Monroe County, Florida. Our private loan programs are specifically designed for real estate investors, developers, and contractors who need reliable, short-term financing without the delays or requirements of traditional banks.
How to Qualify
Qualifying is simple. Our underwriting is based on the value of the deal—not your tax returns or personal income. To get approved, submit your project’s purchase price, renovation budget, ARV, and exit strategy.
Property Types Eligible
– Single-family fix and flips
– Duplexes, triplexes, and fourplexes
– Small multifamily properties
– Commercial buildings and mixed-use
Fast Closings & Flexible Terms
We close in as little as 5–10 business days with flexible draw schedules and digital disbursements based on construction milestones.
Local Knowledge & Florida Expertise
We understand Florida’s permitting laws, hurricane-zone regulations, and investor-friendly zip codes across Key West, Islamorada, Marathon, and surrounding areas in Monroe County. Florida Fix and Flip Loans has funded 1,000+ real estate investment projects across Florida. We are trusted by investors from Miami to Jacksonville for our speed, transparency, and deep local expertise.
Why Choose Private Lending Over Banks?
Close in 5–10 days
Loans based on asset value, not borrower credit
Tailored programs for distressed or off-market properties
No tax returns or income verification
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals.