Hard Money Loans in Seminole County Florida

Florida Fix and Flip Loans provides expert-level, fast, and flexible hard money loans in Seminole County, Florida. Designed specifically for real estate investors, flippers, and developers, our private lending programs are built for speed — no tax returns, no income documentation, and no bank delays.

hard money

Hard Money Loan Program

Our hard money loans in Seminole County offer short-term real estate financing for acquisition, rehab, or bridge scenarios. We fund residential, multifamily, and small commercial properties — even distressed or off-market opportunities.

Program Highlights:

– Loan amounts from $100,000 to $5 million
– Up to 90% purchase and 100% rehab financing
– Close in 7–10 days
– Terms up to 24 months
– Draw schedules for renovations or new construction

Benefits Compared to Bank Loans

Fast closings in just 7–10 days—compared to the 30–60 days typical with banks—paired with a simple process that requires no W2s, pay stubs, or tax returns, make our loans a preferred choice for investors. We offer flexible financing for transitional and value-add deals, backed by expert support from licensed loan officers and transparent terms you can trust.

How to Qualify

We focus on the deal, not your credit score or income. To qualify:
– Provide a property address
– Submit purchase price, rehab budget, and ARV
– Outline exit strategy (sale, refi, rental)

Property Types Eligible

We fund the following investment properties:
– Single-family homes
– Duplexes, triplexes, and fourplexes
– Multifamily properties up to 20 units
– Mixed-use and light commercial buildings

Fast Funding Timelines

We close Seminole County deals in 7–10 business days. Our digital processing and in-house underwriting team ensure no unnecessary delays.

Local Lending Knowledge in Seminole County

We’ve funded hundreds of deals across Florida — from Sanford and Altamonte Springs to Winter Springs and Casselberry. We know local permitting timelines, investor-friendly zip codes, and renovation trends.

Why Private Hard Money Loans Beat Banks

Flexible underwriting

Faster closings (7 - 10 days)

Local decision-making

Rehab & construction draws

No income documentation required

Common Issues We Solve

Our lending solutions are ideal for foreclosure avoidance, short sales, and auction purchases, as well as situations involving failed bank approvals or urgent closing requirements. We also specialize in financing distressed property acquisitions, helping investors secure opportunities that demand speed and flexibility.

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals