Bridge Loans in Indian River County Florida

Florida Fix and Flip Loans offers fast and flexible bridge loans in Indian River County, Florida for real estate investors and developers needing short-term capital. Whether you’re purchasing a property before your current one sells, or need temporary funding to reposition or refinance, our private lending solutions are built to move at the speed of your deal.

Construction

Bridge Loan Program

Our bridge loans provide flexible short-term funding to close quickly and capitalize on time-sensitive opportunities:
– Loan amounts from $100,000 to $10 million+
– Close in 5–10 business days
– Up to 75% LTV on investment properties
– No income or tax return documentation required
– Interest-only payments during loan term
– Use for acquisitions, payoffs, or quick refi

How to Qualify

We evaluate the property and deal—not just the borrower:

  • Property under contract or owned free and clear
  • Clear exit strategy (sale or refinance)
  • Basic credit review (no minimum score)
  • Title/escrow and insurance in place or scheduled

Property Types Eligible

  • Single-family and multifamily properties
  • Commercial real estate (retail, office, industrial)
  • Mixed-use developments
  • Properties under renovation or stabilization.

Fast Closings & Flexible Terms

Our bridge loans are designed to fund quickly—typically within 5 to 10 business days. We eliminate traditional delays with in-house underwriting and flexible draw structures.

Local Lending Expertise in Indian River County

With over 1,000+ projects funded across Florida, we bring local market knowledge to every deal. From coastal permitting in Vero Beach to code compliance in Fellsmere, our team knows Indian River County's unique risks, including flood zones, hurricane insurance requirements, and seasonal inspection timelines.

Why Choose Private Lending Over Banks?

Close in days

Creative structuring and use of funds

We work with investors and brokers, not W-2 borrowers

No tax returns or income verification

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals