Construction Loans Ground Up in Indian River County Florida
Florida Fix and Flip Loans offers flexible and fast construction loans ground up in Indian River County, Florida. Our private lending solutions are ideal for investors, builders, and developers seeking capital for new builds across Vero Beach, Sebastian, and Fellsmere. Whether you’re building a single-family home or a small multi-family unit, our no-hassle loans get your project off the ground quickly.

Loan Program Overview
Our construction loans are tailored to real estate investors who need:
– Land acquisition + vertical construction funding
– Flexible draw schedules based on project milestones
– Funding from $150,000 to $10 million+
– Interest-only payments during construction term
– No tax returns or income documentation required
How to Qualify
You may qualify with:
- Basic credit check (no minimum FICO score)
- Approved scope of work and construction timeline
- Valid exit strategy (refinance or sale)
- Recent experience or partnership with licensed GC
Property Types Eligible
- Single-family homes
- Duplexes and townhomes
- Triplexes and fourplexes
- Small multifamily (5–20 units)
- Mixed-use and live/work development
Fast Closings & Flexible Terms
We know time is money. That’s why our ground-up construction loans can close in 5–10 business days. Draws are released based on verified progress, not excessive red tape.
Local Lending Expertise in Indian River County
With 1,000+ real estate projects funded across Florida, we understand Indian River County’s unique landscape. From permitting laws in Vero Beach to hurricane-risk inspections near the coast, our team guides you every step of the way. We serve investors in Sebastian, Fellsmere, and beyond.
Why Choose Private Lending Over Banks?
Close in days (7 - 10 days)
Flexible draw structure with real-world timelines
Trusted local expertise on permitting and coastal risk
No income documentation or seasoning required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals