Fix and Flip Loans in Indian River County Florida
Florida Fix and Flip Loans provides fast and flexible financing for real estate investors flipping properties in Indian River County, Florida. From Vero Beach to Fellsmere, our investor-first loan programs are designed to fund distressed, undervalued, or outdated properties—fast.
Loan Program Overview
We offer short-term loans designed for property acquisition and rehab:
– Loan amounts from $100K to $5M+
– Up to 85% of purchase price and 100% of rehab costs
– Based on ARV (After-Repair Value)
– Interest-only payments
– No tax returns or income documentation required
How to Qualify
Our common-sense underwriting evaluates the deal—not just your financials:
- Property under contract or owned
- Detailed rehab budget and scope of work
- Exit strategy (resale or refinance)
- Experience with similar projects preferred (but not required)
Property Types Eligible
- Single-family homes
- Condos and townhomes
- Duplexes and triplexes
- Small multifamily (up to 4 units)
- Distressed, auctioned, or vacant properties
Fast Closings & Flexible Terms
Our fix and flip loans close in as little as 5–10 business days. Draws for renovation are released in stages, based on real-time inspections.
Local Lending Expertise in Indian River County
With 1,000+ funded projects across Florida, our lending team understands the renovation landscape in Indian River County. From Vero Beach permitting offices to hurricane zone coverage and code enforcement in Sebastian, we navigate local regulations with ease. We support investors in surrounding cities including Miami, Tampa, Jacksonville, and Cape Coral.
Why Choose Private Lending Over Banks?
Rehab financing included
Faster closings (in days, not months)
Flexible underwriting based on project potential
Trusted by Florida-based flippers and investors
No income docs or tax returns required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals