Hard Money Loans in Indian River County Florida
At Florida Fix and Flip Loans, we provide fast, flexible hard money loans in Indian River County, Florida. Whether you’re flipping a distressed home in Vero Beach or starting a new build in Sebastian, our private lending options are designed to meet the needs of real estate investors across the county and beyond.
Loan Program Overview
Our hard money loans cover a wide range of investment property needs, including fix and flip projects, ground-up construction, and short-term bridge financing. We focus on the asset—not your income or credit score—making us a go-to solution for investors looking to move quickly and efficiently.
How to Qualify
Our streamlined qualification process includes:
- No income or tax return documentation
- Flexible credit score requirements
- Detailed scope of work and rehab budget
- Clear exit strategy (sale or refinance)
Property Types Eligible
- Single-family homes
- Duplexes, triplexes, and fourplexes
- Small multifamily units (5–20)
- Commercial properties and mixed-use
- Distressed, auction, and vacant properties
Fast Closings & Flexible Terms
We close loans in as little as 5–10 business days. Rehab draws are processed promptly based on project milestones. Our in-house underwriting team ensures smooth processing without bank bureaucracy.
Local Lending Expertise in Indian River County
Our team understands the local Florida market—from coastal permitting issues in Vero Beach to hurricane zone inspections and investor zip codes in Fellsmere and Gifford. We’ve funded over 1,000 investment projects across Florida and remain trusted in communities from Miami to Jacksonville.
Why Choose Private Lending Over Banks?
Rehab and construction costs financed
Close in days, not months
Asset-based approvals with common-sense underwriting
No income documentation required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals