Hard Money Loans in Santa Rosa County Florida
Hard Money Loan Program
Florida Fix and Flip Loans offers tailored hard money loans in Santa Rosa County for real estate investors who need quick access to capital. Whether you’re buying, rehabbing, or refinancing investment properties, our flexible private lending solutions are designed for speed, simplicity, and results.
How to Qualify
Our approval process is simple and asset-based. We evaluate the property’s value, not your income. To qualify, submit your deal scenario including purchase price, rehab budget, ARV, and exit strategy. Experience helps, but it’s not required.
Property Types Eligible
We fund a range of real estate investments in Santa Rosa County including:
– Single-family homes
– Duplexes and triplexes
– Small multifamily properties
– Townhomes
– Mixed-use properties
Fast Closings & Streamlined Draws
Close in as little as 5–10 business days. Our draw process is digital and milestone-based, ensuring timely disbursement for your construction or rehab project.
Local Expertise in Florida Real Estate
Florida Fix and Flip Loans has funded 1,000+ real estate projects statewide. We know the local permitting process, title requirements, and zip code-based investor demand in Santa Rosa County and surrounding areas like Pensacola, Milton, and Pace.
Why Private Hard Money Loans Beat Banks
Ideal for investors with unconventional projects or tight timelines
Faster closings (no 30–60 day delays)
Rehab-friendly, even for distressed properties
Flexible terms & draw schedules
No income verification required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals