Construction Loans Ground Up in Citrus County Florida

construction loan

Ground-Up Construction Loans Program

Florida Fix and Flip Loans provides streamlined ground-up construction financing for real estate investors in Citrus County, Florida. Whether you’re building single-family homes, duplexes, or small multifamily units, our hard money construction loans offer quick funding, draw schedules, and local support to get your project started and finished faster.

How to Qualify

– Provide lot purchase details and approved plans
– Construction budget and timeline
– ARV or resale strategy
– No income verification required

Property Types Eligible

– Single-family residences
– Duplexes, triplexes, and fourplexes
– Townhomes and small multifamily (under 20 units)
– Mixed-use buildings with residential components

Fast Closings & Flexible Terms

Our Citrus County investors typically receive approvals within 24–48 hours and funding within 5–10 business days. We structure flexible draw schedules based on inspection milestones and contractor timelines.

Local Lending Expertise in Walton County

Florida Fix and Flip Loans understands the building and zoning codes in Citrus County cities like Inverness, Crystal River, and Homosassa. We guide our clients through permits, coastal construction limitations, hurricane compliance, and local inspections—ensuring smooth ground-up builds across Florida.

Why Choose Private Lending Over Banks?

Rehab and new build draws included

Faster approvals and closings

Asset-based underwriting for creative deal structures

No tax returns or credit score requirements

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals