Fix and Flip Loans in Polk County Florida
Florida Fix and Flip Loans specializes in fast, flexible financing for real estate investors in Polk County, Florida. Our fix and flip loan programs are built for local contractors, property flippers, and brokers looking to fund their next renovation project with speed and confidence.

Fix and Flip Loan Program
We offer short-term, asset-based fix and flip loans that cover both property acquisition and rehab costs. Our loans are designed for single-family homes, multifamily buildings, and mixed-use properties in need of value-add upgrades.
How to Qualify
To qualify, simply submit the following:
- Deal scenario (purchase price, rehab budget, ARV)
- Renovation scope of work
- Exit strategy (resale or refinance)
- Experience with prior rehab projects is a plus but not required
Property Types Eligible
- Single-family homes
- Duplexes and triplexes
- Multifamily units
- Mixed-use and light commercial properties
Fast Funding in Polk County
We close most fix and flip loans within 7–10 business days. Our draw schedule is flexible and digital, with funds disbursed quickly based on verified project milestones.
Local Experience in Polk County
Florida Fix and Flip Loans has funded 1,000+ real estate investment projects across Florida, including Polk County cities like Lakeland, Winter Haven, and Bartow. We understand Florida permitting laws, hurricane zone insurance concerns, and zoning restrictions common to Polk County's investor zip codes.
Why Choose Private Fix and Flip Loans Over Banks?
Ideal for distressed, auction, or off-market properties
Fast closings (7 – 10 days)
Local underwriting expertise
Flexible loan structures and draws
No income documentation required
Ready to Fund Your Polk County Project?
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals