Commercial Property Construction in Polk County Florida
Commercial Construction Loan Program
Florida Fix and Flip Loans provides flexible commercial property construction loans in Polk County, Florida. Our private lending solutions are tailored for developers, business owners, and investors looking to build new retail centers, office complexes, multi-use buildings, and industrial spaces. With quick approvals and no income documentation required, we provide the speed and convenience traditional banks lack.
How to Qualify
To qualify for a commercial construction loan in Polk County, you’ll need:
– A detailed scope of work and construction budget
– Site control through ownership or purchase agreement
– Exit strategy (sell, refinance, lease-up)
– Some experience with real estate development (preferred but not required)
– Basic credit review (no minimum FICO)
Property Types Eligible
We fund various property types including:
– Mixed-use buildings (residential + commercial)
– Retail strip centers and standalone stores
– Office parks and flex spaces
– Light industrial warehouses
– Medical or dental clinics
Fast Funding with Flexible Draw Schedules
Our Polk County commercial construction loans close in as little as 10–14 business days. Once funded, our draw process is digital and milestone-based, allowing you to move through construction phases quickly and confidently.
Local Expertise You Can Trust
Florida Fix and Flip Loans has funded over 1,000 real estate development projects statewide. We understand Polk County's zoning, permitting timelines, and common construction issues like coastal compliance and hurricane preparedness. From Lakeland to Winter Haven, our team is trusted in investor-friendly zip codes across the region.
Why Choose Private Lending Over Banks?
Rehab and new build expertise
Fast closings in under 2 weeks
Tailored terms for Florida’s unique real estate markets
Flexible underwriting and approval
No income documentation
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals