Construction Loans Ground Up in Miami-Dade County Florida
Loan Program
Florida Fix and Flip Loans specializes in funding new construction projects for real estate investors in Miami-Dade County, Florida. Whether you’re building a single-family rental, duplex, or a multi-unit investment property from the ground up, our private lending programs offer the speed and flexibility needed to capitalize on Florida’s competitive market.
How to Qualify
– Clear land ownership or purchase agreement
– Permitted building plans
– Defined exit strategy (sale, refi, rental)
Property Types Eligible
– Single-family new builds
– Duplexes and triplexes
– Multi-unit residential projects
– Mixed-use properties with residential components
Fast Closings & Flexible Terms
We understand Florida timelines. We can close in as little as 10–14 days. Our digital draw schedule allows developers to request funds quickly based on progress and inspections. Miami-Dade permitting delays? We plan around them with investor-first flexibility.
Private Construction Loans vs. Traditional Bank Financing
Banks can take months to approve and fund — often requiring exhaustive paperwork and perfect credit. Our private construction loans are designed for speed, flexibility, and real estate entrepreneurs. We focus on the value of your project and your plan — not your W-2.
Why Choose Private Lending Over Banks?
Close in 10–14 days
Experienced with coastal permitting and hurricane zones
Trusted in 1,000+ Florida investment projects
No income docs required
Why Miami-Dade County Investors Choose Us
From South Beach to Homestead, we understand the demands of Miami-Dade construction projects. Our local team works with contractors, title companies, and inspectors throughout the county. We’ve funded hundreds of new builds in zip codes 33139, 33157, and 33030.
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals.