Hard Money Loans in Alachua County Florida
Flexible Hard Money Loans for Alachua County Investors
At Florida Fix and Flip Loans, we provide fast, reliable hard money loans for real estate investors in Alachua County. Whether you’re flipping a Gainesville property or building out a duplex in Newberry, our private lending solutions offer the speed and flexibility traditional banks can’t match.
Compare Private Loans to Traditional Bank Financing
Traditional bank loans often take 30–45 days to close, rely heavily on income and credit-based approvals, and offer limited options for financing rehab projects. Florida Fix and Flip Loans can close in just 5–10 days, require minimal documentation, and are designed for investors with flexible draw schedules to keep projects moving efficiently.
How to Qualify
– Submit your property address and purchase price
– Include a rehab or construction budget and ARV
– No income documentation required
– Approval based on asset value and potential
Property Types Eligible
– Single-family homes and townhouses
– Duplexes, triplexes, and small multifamily units
– Condos, rentals, and student housing properties near UF
– Mixed-use and commercial investment properties
Fast Funding Timelines
We provide same-day quotes and can close in 5–10 business days. Rehab draws are structured for speed and aligned with your contractor’s milestones to keep your project on track.
Local Expertise in Alachua County
From Gainesville to Archer and Hawthorne, we know the local permitting laws, code enforcement expectations, and neighborhood value fluctuations. Our Florida-based loan officers help investors avoid delays caused by zoning, student rental restrictions, or city-specific inspections.
Why Private Lending Beats Banks in Alachua County
Asset-based underwriting focused on deal value
Close in days, not weeks
Customized rehab or construction draws
Ideal for time-sensitive and distressed deals
No tax returns or credit checks required
Take the Next Step
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals