Commercial Property Construction Loans in Walton County Florida
Florida Fix and Flip Loans provides private commercial construction financing for real estate investors and developers in Walton County, Florida. Whether you’re building office space, mixed-use units, or industrial facilities in Santa Rosa Beach or Freeport, our fast-track funding eliminates the delays and red tape of traditional banking.
Commercial Property Construction Loan Program
Our commercial construction loans are tailored for builders, developers, and investors with ground-up or value-add commercial real estate projects. We provide flexible draw schedules and interest-only payment options based on asset value—not personal income documentation.
Program Highlights:
- Loan amounts: $500K to $15M+
- Up to 75% Loan-to-Cost (LTC)
- Terms from 12–24 months
- Interest-only during construction phase
- Fast draws and on-site inspections
How to Qualify
To qualify for commercial property construction loans in Walton County, you’ll need:
- Construction plans and blueprints
- Ownership or contract for land
- Permit or zoning clearance
- Detailed budget and timeline
- Exit strategy: sell, lease-up, or refinance
Property Types Eligible
- Retail centers and strip malls
- Mixed-use developments
- Light industrial warehouses
- Hospitality/lodging builds
- Medical offices and professional buildings
Fast Approvals and Draw Disbursements
We close commercial construction loans in as little as 14 business days. Our Florida-based inspectors provide fast reporting for phased construction draws, keeping your project moving on time and on budget.
Local Lending Knowledge in Walton County
Florida Fix and Flip Loans has funded 1,000+ real estate projects across the state, including Walton County cities like Miramar Beach, Santa Rosa Beach, and Freeport. We understand the region’s permitting complexities, hurricane impact zone risks, and investor timelines common to Northwest Florida.
Ready to Build Commercial in Walton County?
Easier approval for unique or speculative projects
Faster closings with local underwriting
Draw schedules customized to your project milestones
Experience with Florida coastal and flood-zone builds
No tax returns or W-2s required
Transparent, Licensed, and Florida-Focused
We’re licensed private lenders with a track record of funding commercial projects across Florida. Our process is transparent, our loan officers are NMLS-registered, and our services are compliant with FTC guidelines, CCPA privacy standards, and Florida construction codes.
Ready to Build Commercial in Walton County?
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals