Ground-Up Construction Loans in Pasco County Florida

Florida Fix and Flip Loans provides fast, flexible construction loans for real estate investors building from the ground up in Pasco County, Florida. Whether you’re developing single-family homes, duplexes, or multi-unit rentals, our private lending solutions are built for speed and investor needs—no income documentation required.

construction loan

Loan Program Overview

Our ground-up construction loans in Pasco County are tailored for both experienced and first-time investors. We fund land acquisition, vertical construction, and soft costs associated with new builds.

Key Features:

  • Loans from $100K to $5M
  • Up to 90% LTC (loan-to-cost)
  • Draws based on project milestones
  • Interest-only payments during construction
  • Terms up to 18 months

How to Qualify

  • – A viable scope of work and construction timeline
  • – Site control or land under contract
  • – An exit strategy (sale or refinance)
  • – Experience with similar projects is preferred, but not required

Property Types Eligible

  • – Single-family homes
  • – Duplexes and triplexes
  • – Townhouses
  • – Small multifamily developments

Fast Closings & Flexible Terms

Pasco County construction loans can be funded in as little as 10–14 business days. Our digital draw request process ensures quick and flexible access to funds throughout the build.

Trusted Local Lending in Pasco County and Across Florida

Florida Fix and Flip Loans has funded over 1,000+ real estate projects throughout Florida. We understand Florida permitting laws, hurricane-related inspection timelines, and investor-heavy zip codes from Miami to Jacksonville.

Private Construction Loans vs. Bank Loans

Faster approvals and closings

Flexible underwriting without income docs

Customized loan structures for new construction

Draw schedules based on project phases

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals.