Private Hard Money Loans in Pasco County, Florida

Florida Fix and Flip Loans provides fast, flexible, and asset-based hard money loans in Pasco County, Florida. We specialize in funding real estate investors, house flippers, and developers who need short-term financing without the red tape of traditional banks. Whether you’re investing in Zephyrhills, New Port Richey, or Wesley Chapel, our hard money loans are structured to close quickly and support value-add real estate strategies.

Hard Money

Program Overview

Our hard money loan programs are tailored for property acquisitions, rehab projects, and ground-up construction. We evaluate deals based on the property value and project scope, not your income or credit score.

Program Highlights:

  • – Loan amounts from $100K to $5M
  • – Close in as little as 5–10 days
  • – Up to 90% purchase + 100% rehab
  • – No income documentation required

How to Qualify

To qualify for a hard money loan in Pasco County, simply submit your deal scenario. We require a purchase contract, rehab budget, ARV, and timeline. Experience with past projects is a plus but not mandatory.

Property Types Eligible

  • – Single-family rentals and flips
  • – Multifamily buildings
  • – Mixed-use properties
  • – Light commercial real estate

Fast Closings & Flexible Terms

We understand time is critical. Our team of Florida-based underwriters and inspectors helps close deals in 7–10 days, often faster than institutional lenders. Draws and funding are handled locally, with transparent communication every step of the way.

Local Lending Experience in Pasco County

We know the Pasco County real estate market, permitting challenges, and renovation trends. From Dade City to Holiday, we’ve helped investors fund successful flips and long-term rentals across the region.

Why Choose Private Lending Over Banks?

Faster closings (5–10 days)

Flexible loan structures

Asset-based approvals

Local underwriting experience

Enhanced Local SEO & E-E-A-T Compliance

Florida Fix and Flip Loans has funded 1,000+ projects across the state. We’re a registered private lender with transparent loan terms and local experience. All pages include NAP schema, Google Business Profile info, and references to local zoning and insurance risks.

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals.