Construction Loans Ground Up in Manatee County Florida

Florida Fix and Flip Loans provides ground-up construction loans to real estate investors and developers in Manatee County, Florida. Whether you’re building a single-family residence, multifamily rental, or light commercial property, our private lending programs offer the speed, flexibility, and local expertise required to bring your vision to life. We serve Bradenton, Palmetto, Parrish, and surrounding areas.

construction loan

Loan Program Overview

Our construction loan solutions are ideal for new builds, investor-friendly developments, and transitional lots. We fund:
– Land acquisition (optional)
– Vertical construction costs
– Soft costs (permits, plans, architecture)
– Draws issued based on milestone inspections

How to Qualify

– Land or site under contract or owned
– Scope of work and timeline
– Construction budget and ARV estimate
– Exit strategy: sell, refinance, or rent
– Construction experience is a plus but not required

Property Types Eligible

– Single-family homes and spec builds
– Duplexes, triplexes, and quads
– Small multifamily properties (up to 12 units)
– Mixed-use or light commercial development

Fast Closings & Flexible Terms

We close construction loans in as little as 10–14 business days. Our process includes digital draw requests and fast turnarounds on site inspections and disbursements.

Manatee County Local Lending Knowledge

Our lending team understands the zoning codes, inspection timelines, and permit processing in Manatee County. We also help investors mitigate hurricane zone construction risks and coastal insurance challenges. Florida Fix and Flip Loans has funded over 1,000 projects across Florida—trusted from Miami to Jacksonville.

Why Choose Private Lending Over Banks?

Ideal for unique or distressed property opportunities

Close in weeks, not months

Custom draw schedules and flexible terms

No income documentation required

Ready to get Started ?

Apply now for fast approval by speaking with a local Florida lending expert today. Submit your deal scenario and receive same-day feedback.