Hard Money Loans in St. Lucie County Florida
Florida Fix and Flip Loans provides fast and flexible hard money loans to real estate investors in St. Lucie County, Florida. Whether you’re acquiring distressed properties, funding a rehab project, or closing on an auction deal, our private lending solutions are designed to help you move quickly—with no income documentation required.
Hard Money Loan Program
Our hard money loans are asset-based financing solutions that prioritize property value and exit strategy over credit score or tax history. We fund properties that traditional banks avoid, including fixers, short sales, and investor flips.
Program Highlights:
– Up to 90% purchase price
– 100% of rehab costs available
– Interest-only monthly payments
– 6–18 month loan terms
– Close in 7–10 business days
Private Hard Money vs. Traditional Bank Loans
Banks require income verification, tax returns, and long underwriting timelines. We skip the paperwork and focus on your project’s success.
How to Qualify
Qualifying is simple. We look at the deal—not your tax returns. Provide your purchase contract, a realistic budget, and an exit strategy. We approve both experienced and first-time investors with strong project potential.
Property Types Eligible
– Single-family homes
– Duplexes, triplexes, and fourplexes
– Condos and townhomes
– Small multifamily buildings
– REO and auction properties
Close Fast and Keep Projects Moving
We understand how fast Florida real estate moves. Our local underwriters and draw inspectors enable closings within 7–10 days. Rehab draw schedules are custom-tailored and released fast after inspections.
Trusted Local Lending in St. Lucie County
Florida Fix and Flip Loans has funded over 1,000 deals throughout Florida—from Miami to Jacksonville and St. Lucie to Cape Coral. Our team understands coastal permitting issues, hurricane zone insurance needs, and local appraisal and title requirements.
Why investors prefer hard money
Ideal for short-term flips and rehabs
Fast approvals and closings
Rehab draws built into funding
Flexible terms for investors and builders
No income or employment docs required
Scope of Work and Local Considerations
Typical projects include cosmetic rehabs, structural repairs, roof replacements, HVAC, plumbing, and kitchen/bath renovations. We work with draw inspectors familiar with St. Lucie County building codes and inspection processes.
Let’s Fund Your Next Investment
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals