Bridge Loans in St. Johns County Florida
Florida Fix and Flip Loans offers fast, flexible bridge loans in St. Johns County, Florida. Whether you’re acquiring a new property before selling your current one, need gap funding during construction, or are working through delayed closings, our short-term loans help real estate investors move quickly and confidently.
Bridge Loan Program
Bridge loans are short-term financing tools designed to “bridge” the gap between transactions. They are ideal for investors who need immediate capital before securing long-term financing or finalizing property sales. These loans are asset-based and tailored to each deal’s timing and structure.
Program Features:
- Loans from $100K to $5M+
- Close in 7–10 business days
- No tax returns or income verification
- Interest-only payments
- Flexible 6 to 12-month terms
Bridge Loans vs. Traditional Bank Financing
Private bridge loans offer unmatched flexibility. Traditional lenders may take months to close and require perfect financials. We evaluate real estate deals based on potential, location, and value—not your tax returns.
How to Qualify
We qualify borrowers based on the asset and exit strategy—not credit score or personal income. If you have a solid project or are in between closings, we can provide fast approvals with minimal documentation.
Property Types Eligible
– Single-family residences
– Multifamily units (2–12 doors)
– Mixed-use and commercial properties
– Distressed or auction properties
– Lots with entitlements
Close in Days, Not Months
Unlike banks, we move at the speed of your deal. Bridge loans from Florida Fix and Flip Loans are structured to close within 7 to 10 business days, ensuring you don’t miss opportunities due to financing delays.
Local Lending Experts in Florida
Florida Fix and Flip Loans has funded over 1,000 projects across the state—from Miami and Fort Lauderdale to Jacksonville and Tallahassee. Our deep understanding of permitting, inspection scheduling, insurance needs, and Florida construction codes means fewer surprises and smoother closings.
Benefits of our private bridge loans
Rehab-friendly and investor-focused
Ideal for 1031 exchanges and delayed closings
Cash-out options for existing properties
Local underwriting by Florida experts
No income or job verification
Common Use Cases & Local Insights
Bridge loans in St. Johns County are often used to secure properties before they hit MLS, cover rehab expenses before resale, or float capital between commercial refinances. We understand coastal regulations, hurricane zone considerations, and local title and escrow timelines.
Move Fast with Flexible Bridge Loans
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals