Hard Money Loans in Escambia County Florida

Construction

Hard Money Loan Program Overview

At Florida Fix and Flip Loans, we provide fast, flexible hard money loans in Escambia County, Florida for real estate investors. Whether you’re flipping a distressed property in Pensacola or acquiring an investment condo in Brent, our loans are tailored to your deal—not your credit score.

How to Qualify

We evaluate the property’s potential, not just your financials. To qualify, simply provide the property address, purchase price, rehab budget, and ARV estimate. We offer funding to both seasoned investors and first-time flippers with strong deal scenarios.

Property Types Eligible

– Single-family homes
– Duplexes and triplexes
– Multifamily (up to 20 units)
– Condos and townhomes
– Distressed or auction properties

Fast Closings & Flexible Terms

Close in as little as 5–10 business days. Pre-approvals are issued within 24 hours and we provide same-day feedback on submitted deals. No income docs or tax returns needed.

Local Lending Experts in Escambia County

Florida Fix and Flip Loans has funded over 1,000+ projects across Florida. We understand zoning rules, Escambia County permitting timelines, and coastal risks unique to Pensacola and the Florida Panhandle. From hurricane insurance issues to local rehab code requirements, we’ve got you covered.

Why Choose Private Lending Over Banks?

Rehab Coverage: Included vs not covered

Approval Time: 1–3 days

Flexibility: Asset-based vs income-based

Local knowledge of Florida markets and permitting

Documentation: No income docs vs full financials

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals