Construction Loans Ground Up in Alachua County Florida
Build from the Ground Up with Our Alachua County Construction Loans
Whether you’re constructing single-family homes or small multifamily properties, Florida Fix and Flip Loans offers ground-up construction financing tailored to investors and builders in Alachua County. From permitting to completion, we fund every phase of your build.
Compare Private Construction Loans to Traditional Bank Loans
Traditional bank loans often involve lengthy underwriting, strict credit score requirements, and rigid draw timelines that can slow a project’s progress. In contrast, private construction loans offer quick approval and disbursement, base lending decisions on the land and project value, and provide flexible terms tailored to match the investor’s timeline.
How to Qualify
– Submit land acquisition or owned lot documentation
– Provide construction plans, costs, and estimated ARV
– No credit or income documents needed
– Funding based on land value and build potential
Property Types Eligible
– Single-family residential lots
– Duplexes, triplexes, and fourplexes
– Small apartment buildings and investment-grade multifamily
– Mixed-use urban infill projects
Fast Funding Timelines
We approve deals within 24 hours and can fund within 5–10 business days. Draw schedules are aligned with construction milestones and permit requirements to ensure smooth workflow.
Local Lending Expertise in Alachua County
With experience funding over 1,000 Florida construction projects, we understand Gainesville zoning rules, hurricane compliance, and local permit processes. Our Alachua County loan officers know the difference between building near UF and in rural zones like Archer or Hawthorne.
Why Our Construction Loans Beat the Bank
Close in days, not weeks
Loan draws tied to project phases
Minimal paperwork and fast underwriting
No personal tax returns or W-2s required
Get Started with Your Ground-Up Construction Loan
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals