Construction Loans Ground Up in Bay County Florida
Loan Program Overview
At Florida Fix and Flip Loans, we specialize in ground-up construction loans for real estate investors and developers in Bay County. Whether you’re building residential units, commercial space, or mixed-use developments, our private lending solutions are designed to deliver fast funding with flexible terms tailored to your build timeline.
How to Qualify
– Submit building plans, contractor bid, and project scope
– Provide land ownership docs or purchase contract
– No credit score minimum required
– Approvals based on asset value and construction viability
Property Types Eligible
– Single-family residences
– Duplexes and multifamily homes
– Commercial or retail spaces
– Mixed-use developments
– New construction for investor resale or rental
Fast Closings & Flexible Terms
We understand delays can cost thousands. Our team delivers quick draw releases and milestone-based funding so your general contractor, materials, and permits stay on track.
Local Lending Expertise in Bay County
We’ve funded multiple projects in Panama City, Callaway, and Lynn Haven. Our team understands local zoning, Florida permitting processes, and coastal construction risks including hurricane insurance and code updates.
Why Choose Private Lending Over Banks?
Rehab-to-perm or interest-only flexibility
Work with your own builder or GC
Ideal for investors without construction experience
No W-2s, income documents
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals