Construction Loans Ground Up in Charlotte County Florida
Ground-Up Construction Loans Program
Florida Fix and Flip Loans offers customized ground-up construction loans to real estate investors in Charlotte County. Whether you’re building single-family homes, duplexes, or commercial structures, we provide fast, flexible financing without traditional bank delays.
How to Qualify
– Submit project address and build plans
– Provide a realistic construction timeline and budget
– No personal income documentation needed
– Builder or GC details preferred but not mandatory
What We Finance
– Vacant lots zoned for residential or mixed use
– Infill construction projects
– Tear-down and rebuilds
– New construction of SFRs, duplexes, townhomes
Fast Closings & Flexible Terms
We can close your loan in 7–14 business days, depending on title and permitting readiness. We provide staged draw schedules aligned with your build phases.
Serving Builders Across Charlotte County
We've funded hundreds of ground-up projects in Port Charlotte, Punta Gorda, and surrounding areas. We understand local building code requirements, hurricane reinforcement standards, and zoning restrictions unique to southwest Florida.
Why Choose Private Lending Over Banks?
Faster closings and simpler draw process
Interest-only payments during construction
Loan based on ARV, not current income
No tax returns or pay stubs
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals