Hard Money Loans in Clay County Florida
Hard Money Loans Program
Florida Fix and Flip Loans provides hard money loans designed for real estate investors in Clay County, Florida. Our asset-based lending options allow you to fund fix and flip projects, auction purchases, and rehab investments with speed and flexibility that traditional banks can’t match.
How to Qualify
– No credit score or income requirements
– Property address, estimated ARV, and rehab budget
– Business entity or personal borrower
– Exit strategy (resale or refinance)
Property Types Eligible
– Single-family homes (SFR)
– Duplexes, triplexes, and fourplexes
– Condos, townhomes, and light commercial
– Distressed, auction, or off-market properties
Fast Closings & Flexible Terms
We approve loans within 24 hours and close in as little as 5–10 business days. Our streamlined underwriting process focuses on the property, not your income. That means faster access to capital when time-sensitive deals matter most.
Local Lending Expertise in Walton County
From Orange Park to Green Cove Springs and Middleburg, our Florida-based lending team understands Clay County’s permitting processes, investor zoning challenges, and regional market conditions. We work closely with local title companies and contractors to keep your project on track.
Why Choose Private Lending Over Banks?
Rehab financing and draw schedules
No 30-day underwriting delays
Minimal paperwork
We understand your business model
No W-2s, income documents
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals