Commercial Property Construction in Columbia County Florida
Florida Fix and Flip Loans provides fast and flexible commercial construction loans to real estate developers in Columbia County, Florida. Whether you’re building a medical center in Lake City, retail space in Ellisville, or mixed-use property in Fort White, our private funding solutions are designed for speed and simplicity.
Loan Program Overview
Our commercial construction loans are asset-based and don’t require tax returns, W-2s, or personal income documentation. We fund new commercial builds from the ground up and provide flexible draw schedules based on project milestones.
How to Qualify
To qualify, submit your project scope, budget, contractor estimates, land acquisition details, and expected completion value. We lend to developers with proven feasibility and a clear exit plan, including sale, refinance, or lease-up.
Property Types Eligible
We finance ground-up construction for:
- Retail buildings and strip centers
- Office and medical buildings
- Hospitality and assisted living facilities
- Warehouses and light industrial spaces
- Mixed-use developments with commercial/residential units
Fast Closings & Flexible Terms
Get pre-approved in 24 hours, receive your term sheet within one business day, and close in as little as 7–12 business days. Our efficient process helps you break ground without delay.
Local Expertise in Columbia County
Our team has funded over 1,000+ projects across Florida, including commercial developments in Columbia County. We understand rural land use regulations, Columbia County permitting timelines, and hurricane-resilient design requirements. We support developers in Lake City, Fort White, Ellisville, and nearby North Florida cities.
Why Choose Private Lending Over Banks?
Funding based on equity, land, and project potential
Quick closings and flexible underwriting
Custom draw schedules and interest-only payments
No income or employment checks
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals