Fix and Flip Loans in Columbia County Florida
Florida Fix and Flip Loans offers fast and flexible financing for real estate investors looking to renovate and resell properties in Columbia County, Florida. Whether you’re flipping a home in Lake City or rehabbing a rental property in Fort White, our private lending options help you secure funding quickly—without the red tape of traditional banks.
Loan Program Overview
Our fix and flip loans are asset-based, meaning we evaluate your deal—not your credit or income. We provide capital for both the property purchase and renovation costs, with no tax returns, no W-2s, and no employment verification required. Ideal for fast-moving investors and contractors looking to scale their portfolio.
How to Qualify
To qualify, submit the property address, purchase price, rehab budget, and estimated ARV (after-repair value). We welcome first-time flippers, licensed contractors, and experienced rehabbers with a clear plan and exit strategy.
Property Types Eligible
We finance fix and flip projects for:
- Single-family homes (SFRs)
- Duplexes, triplexes, and fourplexes
- Condos and townhomes
- Distressed, auction, off-market, or REO properties
Fast Closings & Flexible Terms
Receive pre-approval within 24 hours. Get a term sheet within 1 business day. Funding in as little as 5–10 business days. Perfect for time-sensitive closings or distressed property acquisitions.
Local Lending Experts in Columbia County
We’ve funded over 1,000 real estate investment projects throughout Florida. Our local knowledge of Columbia County—including Lake City, Ellisville, and Fort White—means we understand local permitting delays, inspection requirements, and the impact of hurricane-related code enforcement on older properties.
Why Choose Private Lending Over Banks?
Rehab draws based on project progress—not rigid inspections
No income verification or tax returns
Up to 90% purchase and 100% rehab financing
No credit score minimums
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals