Construction Loans Ground Up in Duval County Florida
Florida Fix and Flip Loans offers flexible ground-up construction loans for real estate investors and developers across Duval County, Florida. Whether you’re building a new residential development in Jacksonville or launching a small multifamily project in Atlantic Beach, our private funding solutions are built for speed and scalability.
Loan Program Overview
Our construction loans are asset-based—no tax returns, income statements, or W-2s required. We fund new developments from land acquisition to vertical construction, with tailored draw schedules based on your actual progress. Perfect for builders, contractors, and syndicates looking to move fast.
How to Qualify
To qualify, submit your land details, project scope, builder bids, itemized budget, and after-completion value (ARV). We finance both experienced and first-time developers with solid plans, permits in place, and viable exit strategies like resale or refinance.
Property Types Eligible
We finance new construction for:
- Single-family homes
- Duplexes, triplexes, and fourplexes
- Townhomes and condos
- Small multifamily (5–20 units)
- Mixed-use properties with residential/commercial components
Fast Closings & Flexible Terms
Pre-approval within 24 hours. Term sheet within 1 business day. Funding in 7–10 business days. Skip the long underwriting queues—our local team makes fast decisions and knows how to fund builders without delay.
Trusted Construction Lending in Duval County
We’ve funded over 1,000 projects across Florida, including custom homes, infill developments, and duplex communities in Jacksonville, Riverside, San Marco, and Arlington. Our team is well-versed in Duval County’s zoning codes, local inspection procedures, and hurricane-zone construction insurance requirements. Whether you're building on vacant lots or urban in-fill tracts, we understand the unique demands of North Florida builders.
Why Choose Private Lending Over Banks?
Built for fast-moving, investor-grade construction
Interest-only payments during construction
Draws based on progress, not red tape
No income verification or tax returns required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals