Construction Loans Ground Up in Escambia County Florida

Ground-Up Construction Loans Program
Florida Fix and Flip Loans provides fast, flexible ground-up construction financing for real estate investors across Escambia County. Whether you’re building single-family residences, duplexes, or small multifamily units, we offer tailored funding solutions designed to meet your timeline and budget.
How to Qualify
We approve based on property value and project scope—not income or credit. Submit the project budget, build timeline, ARV (After Repair Value), and exit strategy. Both first-time and experienced builders are welcome.
Property Types Eligible
– Single-family homes
– Duplexes, triplexes, and fourplexes
– New builds on vacant lots
– Small multifamily units (up to 20)
– Mixed-use projects
Fast Closings & Flexible Terms
Get pre-approved in 24 hours and funded in as little as 5–10 business days. Draw schedules are based on construction milestones with quick inspections to keep your build moving.
Trusted by Builders and Developers Across Florida
Florida Fix and Flip Loans has funded over 1,000 real estate projects, with deep experience in Escambia County and beyond. From Jacksonville to Tallahassee to Fort Lauderdale, we understand Florida’s permitting processes, coastal building codes, and hurricane zone considerations.
Why Choose Private Lending Over Banks?
Approvals based on experience or strong GC partnerships
No DTI ratios or employment history checks
Interest-only payments for cash flow relief
No income verification or tax returns
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals