Ground-Up Construction Loans for Investors in Florida
Fix and Flip Loans Florida provides investor-focused Ground-Up Construction Loans Florida. Whether you're building a custom spec home in Naples, a duplex in Tampa, or a multifamily investment in Orlando, we have the capital and expertise to fund your vision from land acquisition to completion.

What Is a Ground-Up Construction Loan?
A ground-up construction loan is a short-term loan used to finance the entire building process of a property—from an empty lot to a fully constructed investment. These loans are ideal for real estate investors and developers who plan to build new residential or commercial properties across Florida.
Features of Our Florida Ground-Up Construction Loans
• Loan Amounts: $100,000 to $50 Million+
• Terms: 3 to 36 Months
• Funding up to 95% Loan-to-Cost (LTC)
• Interest-only payments during construction
• Draw schedule aligned with building milestones
• Close in 5–10 Business Days

Start Your Florida Ground-Up Construction Project Today
Our team is ready to provide flexible financing for your next build. Contact us or apply online to get started today.
📌 Apply Now and Bring your Ground-Up Construction Project in Florida to life.