Hard Money Loans in Hernando County Florida

Overview of Hard Money Loans
Florida Fix and Flip Loans offers tailored hard money loans in Hernando County for real estate investors looking for quick, flexible financing. Whether you’re flipping homes, acquiring rental properties, or funding light construction, our asset-based lending model prioritizes the property—not your income or credit score.
How to Qualify
To qualify, submit a deal scenario with your property’s address, estimated ARV, rehab budget, and purchase price. We evaluate the asset and exit strategy, not your tax returns. First-time and seasoned investors welcome.
Property Types Eligible
– Single-family homes
– Duplexes, triplexes, and fourplexes
– Multifamily up to 20 units
– Mixed-use properties
– Distressed and auction properties
Fast Closings & Flexible Terms
We offer same-day pre-approvals and close loans in as little as 5–10 business days. Get funded faster than traditional banks and move forward with your project quickly.
Local Lending Experience in Hernando County
With extensive experience funding projects across Florida, including Hernando County cities like Brooksville, Spring Hill, and Weeki Wachee, we understand local zoning, inspection timelines, and coastal renovation risks.
Why Choose Private Lending Over Banks?
Rehab and construction draws included
Interest-only payment options
No credit minimums
Common-sense underwriting based on property value
No income documentation
Why Florida Investors Trust Us
Florida Fix and Flip Loans has funded 1,000+ real estate deals across the state. Our licensed loan officers provide full transparency, privacy-compliant processing, and guidance aligned with Florida construction codes and hurricane zone regulations.
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals