Construction Loans Ground Up in Highlands County Florida

Looking to build your next investment property from the ground up in Highlands County, Florida? Florida Fix and Flip Loans offers specialized Construction Loans for new residential, commercial, and mixed-use developments. Whether you’re building duplexes, multifamily units, or single-family homes, we fund deals traditional banks won’t touch.

Ground Up

Program Overview

Our ground-up construction loan program is designed for experienced and first-time builders alike. We offer fast funding, no tax return requirements, and flexible draw schedules based on real project progress. Financing is asset-based, meaning your deal—not your credit—is what qualifies you.

How to Qualify

To qualify for construction loans in Highlands County, you’ll need to submit:

– Purchase contract or land title

– Construction budget and scope of work

– Timeline to completion

– ARV estimate and exit strategy

Property Types Eligible

– Single-family residences (SFRs)

– Duplexes, triplexes, and fourplexes

– Multifamily (5–20 units)

– Mixed-use commercial/residential buildings

– Modular or manufactured homes on foundations

Fast Closings & Flexible Terms

Most deals close within 5–10 business days. Our local team understands the permitting and inspection process in Sebring, Avon Park, and Lake Placid.

Local Lending Expertise in High Land County

With 1,000+ projects funded across Florida, we’re trusted from Miami to Jacksonville. We understand the unique zoning, floodplain risks, and seasonal inspection bottlenecks specific to Highlands County.

Why Choose Private Lending Over Banks?

Experienced with distressed or complex deals

Close in 7–10 business days

Interest-only during construction

No income docs or tax returns required

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals