Hard Money Loans in Highlands County Florida

Hard Money

Loan Program Overview

Florida Fix and Flip Loans offers reliable and fast Hard Money Loans in Highlands County, Florida. Designed for real estate investors, our asset-based lending program provides the flexibility and speed traditional banks can’t match. Whether you’re acquiring distressed properties, funding a renovation, or bridging a short-term gap, we’ve got you covered.

How to Qualify

Qualifying is based on the asset—not your credit or income. Submit your property address, purchase price, rehab budget, and expected ARV (After Repair Value). We’ll assess your deal and respond with a same-day approval decision.

Property Types Eligible

We fund residential and commercial real estate projects in Highlands County, including:
– Single-family homes
– Duplexes, triplexes, and fourplexes
– Small multifamily buildings (5–20 units)
– Mixed-use properties
– Condos and townhomes
– Distressed, auction, and inherited properties

Fast Closings & Flexible Terms

Avoid the 45–60 day bank delays. Our hard money loans close in as little as 5–10 business days, depending on title clearance and inspection. Perfect for competitive purchases or quick-turn rehab projects.

Local Lending in Highlands County

We know Highlands County—its zoning, timelines, permitting delays, and investor-friendly zip codes. From Sebring to Lake Placid, our team helps investors navigate Florida’s permitting laws, hurricane risks, and coastal insurance requirements. Serving investors from Miami to Jacksonville, we’re the trusted lending partner across the state.

Why Choose Private Lending Over Banks?

Funds for purchase + rehab in one loan

Local decision-making with personalized support

Flexible credit review

Interest-only payment options

No income documentation

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals