Commercial Property Construction in Indian River County Florida
At Florida Fix and Flip Loans, we offer fast, investor-friendly financing for commercial property construction in Indian River County, Florida. Whether you’re building retail centers in Vero Beach or developing mixed-use properties in Sebastian, our private loans are designed to support Florida-based real estate investors from land acquisition to vertical completion.
Loan Program Overview
Our commercial construction loan program provides capital for ground-up builds, major renovations, and tenant improvements across Indian River County:
– Loan amounts from $500,000 to $15M+
– Up to 85% LTC (Loan-to-Cost) and 70% ARV (After-Repair Value)
– Interest-only payments during construction
– Multiple draw disbursements based on project milestones
– No tax returns or income verification required
How to Qualify
Qualifying is simple and asset-based:
- Basic credit check (no minimum FICO)
- Approved construction scope and draw schedule
- Exit strategy via sale or long-term refinance
- Recent investor or GC experience preferred
Property Types Eligible
- Mixed-use buildings
- Retail plazas and strip malls
- Office buildings
- Industrial/flex spaces
- Ground-up multifamily (5+ units)
Fast Closings & Flexible Terms
Our streamlined underwriting ensures closings in as little as 7–12 business days. Draws are funded quickly based on actual site progress—no delays from red tape or bank committee reviews.
Local Lending Expertise in Indian River County
Florida Fix and Flip Loans has funded over 1,000 real estate projects across the state. We know Indian River County’s unique market, permitting process, and coastal development challenges. From site plan approvals in Vero Beach to zoning updates in Fellsmere, our team helps navigate inspections, draw timelines, and insurance nuances—including hurricane risk compliance.
Why Choose Private Lending Over Banks?
More flexible rehab/construction terms
Faster closings (days vs. months)
Customized draw schedules
Local expertise and hands-on service
No income docs or debt-to-income ratios
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals