Commercial Property Construction in Jackson County Florida
Florida Fix and Flip Loans provides fast, flexible financing for commercial property construction in Jackson County, Florida. Whether you’re developing office space in Marianna or building a mixed-use facility in Graceville, our private loan programs help real estate investors fund projects without bank delays.

Loan Program Overview
Our commercial construction loans are tailored to help investors, builders, and developers break ground quickly:
– Loan amounts from $500K to $15M+
– Up to 85% LTC (Loan-to-Cost)
– Flexible draw schedules based on project milestones
– Interest-only payments during construction
– No income verification, tax returns, or debt-to-income ratios required
How to Qualify
We offer streamlined approval based on deal strength and project viability:
- – Construction budget and scope of work
- – Contractor resume or project experience
- – Clear exit strategy (lease-up, sale, or refinance)
- – Site control or land under contract
Property Types Eligible
- – Office buildings and medical centers
- – Retail strip centers and standalone stores
- – Light industrial and warehouse builds
- – Mixed-use commercial/residential properties
- – Build-to-rent multifamily (5+ units)
Fast Closings & Flexible Terms
We close commercial construction loans in 7 to 12 business days. Our draw schedules are designed to support your cash flow at each phase—without the bureaucracy of traditional bank lending.
Local Lending Expertise in Jackson County
Our team has funded over 1,000 construction and rehab deals across Florida. In Jackson County, we understand the unique challenges of rural zoning, well/septic inspections, and hurricane zone insurance underwriting. From Marianna to Malone and Sneads to Alford, we support investors throughout North Florida.
Why Choose Private Lending Over Banks?
Close in days—not months
Custom funding structures for unique projects
Deep local expertise with Florida construction laws
No tax returns, income statements, or audited financials
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals