Construction Loans Ground Up in Jackson County Florida
Florida Fix and Flip Loans provides flexible, investor-focused construction loans ground up in Jackson County, Florida. If you’re planning a new residential build, duplex, or small multifamily development in Marianna, Graceville, or surrounding areas, we deliver fast funding—without the traditional bank delays.
Loan Program Overview
Our ground-up construction loan program is tailored for builders and investors who need capital to break ground quickly:
– Loan amounts from $150K to $10M+
– Funds available for land acquisition and vertical build
– Interest-only payments during construction phase
– Multiple draws aligned with project milestones
– No tax returns or W-2s required
How to Qualify
Our asset-based approval process looks at the deal structure and plan:
- – Approved scope of work and draw schedule
- – Valid construction budget
- – Exit strategy (sale or refinance)
- – General contractor experience or recent project resume
- – Basic credit check (no FICO minimum)
Property Types Eligible
- – Single-family residences (SFRs)
- – Duplexes and triplexes
- – Small multifamily (up to 20 units)
- – Townhomes and condos
- – Mixed-use projects with residential focus
Fast Closings & Flexible Terms
We close most ground-up construction loans in 7 to 12 business days. Draws are approved and released based on verified construction stages—not paperwork hurdles. This keeps your project on schedule and your crew paid.
Local Lending Expertise in Jackson County
With over 1,000 funded projects throughout Florida, our team understands the nuances of building in Jackson County. From zoning reviews in Marianna to county inspection protocols in Sneads and Campbellton, we provide financing that aligns with local permitting timelines, utility setup delays, and rural lot conditions. We're trusted by developers from Tallahassee to Jacksonville.
Why Choose Private Lending Over Banks?
Fast closings (within 2 weeks)
Minimal documentation requirements
Custom draw schedules that reflect real construction timelines
Investor-focused underwriting with no DTI or reserves required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals