Construction Loans Ground Up in Lee County Florida

Construction Loans Ground Up in Lee County Florida

Florida Fix and Flip Loans provides ground-up construction financing for real estate investors, developers, and contractors in Lee County, Florida. Whether you’re building a single-family home, duplex, or small commercial asset, we offer fast, flexible construction loans designed to move your project from land to completion.

Construction

Loan Program Overview

Our construction loans cover land acquisition, permitting, site development, vertical build, and soft costs. We fund residential and mixed-use projects throughout Lee County and surrounding Gulf Coast communities. Draw schedules are structured around project milestones with fast disbursements to keep your job site moving.

Contact Us

How to Qualify

To qualify, submit the following:

  • Land purchase contract or parcel ID
  • Construction budget and scope of work
  • Project timeline with key phases
  • General contractor credentials
  • ARV estimate and exit strategy

Property Types Eligible

  • Single-family homes
  • Duplexes and triplexes
  • Townhomes and condos
  • Small apartment buildings
  • Mixed-use and light commercial

Fast Closings & Flexible Terms

We offer conditional approvals in 48 hours and can fund within 7–12 business days. Draws are disbursed at key construction stages, verified by local inspections or contractor photos. We keep your project on schedule without the delays of bank reviews.

Local Experience in Lee County

From Fort Myers to Bonita Springs and Cape Coral, our team understands local permit timelines, wind zone codes, coastal construction regulations, and county inspection practices. We’re a licensed Florida private lender who works with local title companies, appraisers, and contractors to ensure a smooth closing and build process.

Why Choose Private Lending Over Banks?

Ideal for unique or distressed property opportunities

Close in days (7 - 10 days)

Interest-only payments during construction

Support for first-time developers and repeat builders

No income documentation required

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals

Contact Us