Hard Money Loans in Lee County Florida

Florida Fix and Flip Loans offers investor-focused hard money loans in Lee County, Florida. If you’re flipping a property, purchasing distressed real estate, or developing ground-up projects, our fast and flexible financing options are built to support your investment success.

Hard Money

Hard Money Loan Program

Our asset-based hard money loans are designed for speed and simplicity. We fund purchases, refinances, and rehab projects with same-day scenario reviews and 7–10 day closings. Loan amounts range from $100K to $5M+, with flexible terms to fit your timeline.

How to Qualify

Submit the following to start your approval process:

  • Property address and estimated ARV
  • Purchase contract or current appraisal
  • Rehab budget and contractor scope of work
  • Exit strategy (sale or refinance)

Property Types Eligible

  • Single-family rentals and flips
  • Duplexes, triplexes, and fourplexes
  • Condos and townhomes
  • Mixed-use and light commercial buildings
  • Distressed, auctioned, or vacant properties

Fast Closings & Flexible Terms

Our underwriting process emphasizes speed and property value—not red tape. Get a conditional approval in 24–48 hours and fund within 7–10 business days. Draws are processed promptly based on project milestones.

Why Choose Us for Lee County Lending

We’ve funded over 1,000 real estate investment projects throughout Florida—including Fort Myers, Cape Coral, Bonita Springs, and Sanibel Island. Our team understands the permitting, inspection, and insurance challenges unique to Florida’s Gulf Coast. We are a licensed private lender with verified reviews and transparent terms.

Why Choose Private Lending Over Banks?

Rehab funds included

Close in 7–10 days

Common-sense underwriting from real estate experts

Creative deal structuring (cross-collateral, delayed draws)

No tax returns or personal financials

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals