Hard Money Loans in Miami-Dade County Florida
Florida Fix and Flip Loans provides fast, flexible hard money loans in Miami-Dade County, Florida. Designed for real estate investors, contractors, and developers, our asset-based loan programs eliminate the red tape found in traditional banking. With funding available in as little as 7–10 days, we help you close deals fast—no income verification, no credit score minimum, and no bank hassles.
Loan Program
Our hard money loans are ideal for property flippers, real estate investors, and developers who need quick access to capital. We fund residential, commercial, and mixed-use property acquisitions—including distressed assets, auction purchases, and rehab projects.
Key Features:
- Loan amounts from $100,000 to $5,000,000
- Up to 90% loan-to-cost (LTC)
- No income documentation required
- Flexible 6 to 24-month terms
- Interest-only payments
How to Qualify
– A viable exit strategy (refinance or sale)
– A solid investment plan with purchase price, rehab scope, and ARV
– Basic background on borrower or entity
Property Types Eligible
– Single-family homes
– Condos and townhouses
– Multi-family units (2–20 doors)
– Mixed-use commercial buildings
Fast Closings & Flexible Terms
Our team can close deals in as little as 7–10 business days. Most loans follow a simple 3-step process: Initial review → Property appraisal & borrower review → Fast closing with direct funding.
Trusted Hard Money Lending Across Florida
Florida Fix and Flip Loans has funded over 1,000 real estate investment projects throughout Florida. We understand local permitting rules, coastal construction risks, hurricane zone insurance, and the most profitable zip codes for investors in Miami-Dade County and surrounding cities like Coral Gables, Hialeah, Kendall, and Homestead.
Why Choose Private Hard Money Loans Over Banks?
Fast closings in days
Minimal paperwork & streamlined underwriting
Funding for distressed, non-stabilized, or off-market properties
Local lending knowledge of Miami-Dade’s real estate market
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals.