Ground-Up Construction Loans in Nassau County, Florida
Florida Fix and Flip Loans specializes in private ground-up construction loans for investors developing residential and commercial properties in Nassau County, Florida. Whether you’re building a single-family home, duplex, or mixed-use property, our programs are designed for speed, flexibility, and minimal documentation.
Loan Program
Our construction loans cover land acquisition, materials, labor, soft costs, and contingency reserves. We provide up to 90% LTC with flexible draw schedules tied to project milestones. No income documentation is required.
How to Qualify
– Signed purchase contract or deed
– Detailed construction budget
– Project plans or blueprints
– Exit strategy (sale or refinance)
Property Types Eligible
– Single-family homes
– Duplexes, triplexes, and fourplexes
– Modular and manufactured homes (case-by-case)
– Mixed-use and light commercial developments
Fast Closings & Flexible Terms
We can close in as little as 10–14 business days. Our digital draw process ensures prompt disbursements based on completed milestones with flexible inspections and minimal delays.
Local Lending Knowledge in Nassau County
Our team understands the unique permitting timelines, hurricane zone risks, coastal foundation concerns, and investor zoning ordinances across Fernandina Beach, Yulee, and Callahan. We are trusted by Florida investors from Jacksonville to Miami and beyond.
Why Choose Private Lending Over Banks?
Faster closings in weeks
Flexible underwriting focused on asset value
Higher leverage and easier qualification
No income documentation required
Trustworthy Lending You Can Count On
Florida Fix and Flip Loans is a registered private lender with over 1,000 investment projects funded. We maintain full compliance with Florida lending laws, CCPA, and Google Ads policies. Our licensed loan officers offer transparent terms and verified client testimonials.
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals.