Private Commercial Property Construction Loans in Pinellas County
Florida Fix and Flip Loans offers flexible and fast funding for commercial property construction in Pinellas County, Florida. Whether you’re building retail centers, medical offices, industrial units, or mixed-use buildings, we tailor each loan to your project’s needs. Our streamlined lending process supports real estate investors, developers, and builders seeking ground-up construction funding without bank delays.
Commercial Construction Loan Program Overview
Our loan programs are designed for new commercial development and value-add redevelopment in high-demand zones across Pinellas County. We focus on funding based on project viability rather than borrower income or credit score.
Program Features:
- – Loans up to 90% LTC
- – No income documentation required
- – Fast closings in 10–14 days
- – Flexible draw schedules
- – Available for experienced and first-time developers
How to Qualify
- – Control the project site or have a purchase agreement in place
- – Have architectural plans, scope of work, and a project budget
- – Have a viable exit strategy such as resale or long-term refinancing
Property Types Eligible
- – Retail developments
- – Medical and office buildings
- – Light industrial facilities
- – Hospitality properties
- – Mixed-use urban projects
Fast Closings & Flexible Terms
We fund commercial construction projects in as little as 10–14 business days. Draw schedules are milestone-based with digital submission for inspections, ensuring timely disbursements aligned with your build schedule.
Local Lending Experience Across Florida
Florida Fix and Flip Loans has funded over 1,000 real estate projects across Florida. We understand the unique challenges in coastal construction, permitting delays, and hurricane zone compliance. Our local experts know the requirements of municipalities like Clearwater, Largo, and St. Petersburg.
Why Choose Private Loans Over Banks?
Faster closings without lengthy underwriting
No tax return or income verification
Custom loan terms tailored to project type
Higher tolerance for unique commercial uses
Trusted Florida Private Lender
Serving real estate investors across Florida — from Miami to Jacksonville. Registered private lender compliant with CCPA, GDPR, and Florida Department of Business & Professional Regulation guidelines. Verified on NMLS Consumer Access | Privacy-first lending practices
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals.