Hard Money Loans in Pinellas County Florida
Florida Fix and Flip Loans offers fast, flexible hard money loans in Pinellas County, Florida. Our programs are designed for real estate investors, developers, and property flippers who need quick access to capital without the red tape of traditional banks. Whether you’re working in St. Petersburg, Clearwater, or nearby coastal cities, our private lending team is ready to help you close your next deal.
Loan Program Overview
Our hard money loans are tailored for short-term real estate investment needs. We offer funding for fix and flip projects, ground-up construction, multifamily rehabs, and more.
Key features include:
- – Loan amounts from $100K to $5M
- – Up to 90% of purchase price and 100% of rehab costs
- – Terms from 6 to 24 months
- – No income documentation required
- – Close in as little as 5–10 business days
How to Qualify
- Property details and purchase contract
- Rehab budget and exit strategy
- Basic background on real estate experience (preferred but not required)
Property Types Eligible
- Single-family homes
- Duplexes, triplexes, and fourplexes
- Small multifamily buildings
- Mixed-use and light commercial
Fast Closings & Flexible Terms
Our streamlined underwriting process allows us to close loans in as little as 5–10 business days. Rehab draws are released based on project milestones and verified inspections.
Local Expertise in Pinellas County
We understand the challenges of investing in Florida’s coastal markets, including hurricane zone insurance issues, local permitting timelines, and demand in cities like Clearwater and St. Petersburg. We work closely with title agents, appraisers, and contractors across Pinellas County to ensure smooth closings.
Why Choose Private Lending Over Banks?
Customized loan terms based on project needs
Faster closings with fewer underwriting hurdles
Local experience with Florida permitting and coastal conditions
No income documentation or tax returns required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals.